Rate Disclaimer

Mortgage rates assume the borrower has excellent credit (a credit score of 740 or higher), and the property is a single-family located in Massachusetts.  A minimum of 3% down payment is required except for the FHA rate which requires 3.5% down.  The maximum loan amount is limited to $726,200.  A higher loan amount may result in a higher mortgage rate.

All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose, and loan to value.

HomeReady mortgage is designed to help low to moderate-income borrowers.  To qualify for this program, the annual qualifying income cannot exceed 80% of the Area Median Income (AMI).  Click here to lookup income eligibility

The First-time Homebuyer Program is designed to help low to moderate-income first-time homebuyers.  To qualify for this program, the annual qualifying income cannot exceed 100% of the Area Median Income (AMI) or 120% in High-Cost Areas.   Click here to lookup income eligibility